Finance

Mistakes to avoid when availing a business loan

Every business, no matter the scale, runs on a strong foundation of capital. Understandably, many choose to undertake business loans. If you’re considering applying for a loan for your company, steer clear of these common mistakes. Confusing business plan A small business loan application can be denied if the business plan presented creates confusion or

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The Differences between SSDI and SSI

The Social Security Administration (SSA) is the federal agency responsible for evaluating and processing disability claims. Social Security benefits are handled under two federal programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). While they are often conflated, SSDI and SSI are two wholly distinct disability programs. Applicants must understand the differences. SSDI

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What Are the Eligibility and Tax Benefits for Joint Home Loans?

According to research, approximately 70% of homebuyers end up buying a house that is 20% costlier than the one they had initially budgeted for. This is why many people apply for home loans to raise additional capital. Lenders often limit the borrower’s home loan eligibility based on income and assets – making it harder for

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The Most Popular Small Business Government Loans

Applying for and being approved for a small business government loan could strengthen your business’s financial outlook. With attractive features, the loans are backed by the government and offer a variety of funding options.But  how do you qualify for a government business loan or for that matter go about getting one? Keep reading to find

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No exam life insurance can provide peace of mind for people with a mortgage

No exam life insurance can provide peace of mind for people with a mortgage

Buying a home is quite possibly the most exciting purchase you will ever make, but with this thrilling purchase comes great responsibility. Sproutt insurance advisors recommend that anyone who buys a house should also get life insurance, because if something happens to you and your mortgage is not paid off, that debt can pass on

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How to be Smart When Choosing the Perfect Home Warranty

Many people opt for a home warranty to secure themselves from unexpected risks to their home appliances and systems. It reduces the financial burden of repairs and replacements, ensures the smooth functioning of your home, and guarantees peace of mind. However, when you choose a warranty without adequate research, it becomes a liability rather than

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