Finance

Debunking Major Misconceptions about Critical Insurance Coverage

Diseases that leave a patient’s body semi-permanently or permanently damaged, compelling to become physically, financially, and emotionally dependent, fall under critical illnesses. The financial plan covers life-threatening diseases like paralysis, cancer, heart attacks, etc. While critical illness insurance can generate financial benefits, beneficiaries often get confused. The confusions lead to misconceptions, as they overlook the …

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Here Are The Most Common Types of Personal Injury Claims

A personal injury claim has two aspects — civil and criminal. The former is the action for damages filed by the victim, his survivor, or his legal representative. On the other hand, the latter is the accompanying criminal action filed by the government through the authorities who responded to the crime scene. No matter how …

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How to Hire the Right Bookkeeper and Consultant for Your Small Business?

A professional bookkeeper, via systematic record-keeping, helps prevent financial errors. Your small business can run into trouble if every transaction is not accurately documented and the data collated is neither frequently analyzed nor reviewed. As a small business owner, you may choose to participate in every operational aspect; however, actively, certain niche domains are best …

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Mistakes to avoid when availing a business loan

Every business, no matter the scale, runs on a strong foundation of capital. Understandably, many choose to undertake business loans. If you’re considering applying for a loan for your company, steer clear of these common mistakes. Confusing business plan A small business loan application can be denied if the business plan presented creates confusion or …

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The Differences between SSDI and SSI

The Social Security Administration (SSA) is the federal agency responsible for evaluating and processing disability claims. Social Security benefits are handled under two federal programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). While they are often conflated, SSDI and SSI are two wholly distinct disability programs. Applicants must understand the differences. SSDI …

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